This program is intended to provide temporary financial assistance for underemployed as well as those unemployed homeowners who have experienced involuntary job loss and/or severe reductions in income.

MAP will assist qualified homeowners by paying up to $1000 of the monthly 1st mortgage payment (principal, interest, taxes and insurance only). The borrower will be responsible for contributing a minimum of $75 per month toward completing the full payment due. Assistance lasts for up to 9 months.

Borrowers will submit their partial payment to Nevada Hardest Hit Fund® where it will be combined with program funds and a full remittance made to the Lender / Servicer.

Eligibility Criteria

• Legal US Resident� Loan originated 1/1/2009 or earlier

• Home is currently owner occupied

• Borrower does not own any other real property

• Current income does not exceed 120% or AMI as published by HUD

• Borrower must be facing imminent default (no contrived defaults)

• Applicant must be experiencing financial hardship due specifically to underemployed or unemployed status

• Hardship Affidavit

• Mortgage balance must not exceed:

- Clark County: $427,184

- Reno/Sparks SMSA: $431,189

- Rural Nevada Areas: $347,087

Homeowners that receive benefit assistance are required to own and occupy the subject property for 5 years following the date assistance was initiated. You will be required to sign a promissory note which will be recorded for the amount of assistance received. This note bears zero percent interest and is forgiven over a five year period which commences when assistance is provided.

Additional terms and conditions apply.